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Aarau · ZIP 5000 · 21,000 inhabitants

Health Insurance Aarau: Compare & Switch 2027

In Aarau (AG, premium region 1), Swiss health insurance premiums follow specific rules. We compare all 50+ Swiss insurers for your ZIP 5000 in real time — free, in 5 minutes.

📖 3 min read·Last updated: 2026-11-15·Findbetter Editorial
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Health insurance in Aarau: what you need to know

Capital of Canton Aargau. Kantonsspital Aarau (KSA) as reference. PR1 in AG.

As a resident of Aarau (ZIP 5000), you are assigned to premium region 1 within the Canton of Aargau. The Federal Office of Public Health (FOPH) defines premium regions nationally — insurers must comply and may set different premiums per region.

Hospital coverage in Aarau

The mandatory basic insurance (KVG/LAMal) covers general hospital treatment in your canton of residence. Residents of Aarau have access to the following hospitals:

  • Kantonsspital Aarau (KSA)

If you want free hospital choice or a private/semi-private room, you need a supplementary hospital insurance (VVG/LCA). In our VVG comparison.

How to switch health insurance in Aarau

  1. Start the comparison in the Findbetter wizard — enter ZIP 5000, age, and preferred model.
  2. Review the top offers and pick the best insurer.
  3. We auto-generate the application form. You sign digitally and we forward it FINMA-compliant via our partner Northlake Partners.
  4. If needed: we cancel your old insurer via registered letter — in time before November 30.
  5. From January 1, 2027, everything runs with your new insurer. You'll receive your new insurance card by post in December.

Full step-by-step guide → KVG switch 2027 guide

Frequently asked questions from Aarau

Which health insurance is cheapest in Aarau?+
It depends on your age, exact location (ZIP 5000), and chosen model. There is no universal "cheapest insurer" — the optimal choice differs significantly between a 28-year-old and a 65-year-old. The Findbetter wizard calculates your personalized top 5 in 5 minutes.
Which premium region is Aarau in?+
Aarau (ZIP 5000) is in premium region 1 of the Canton of Aargau. The FOPH defines premium regions at the federal level; insurers must comply and calculate their premiums by region.
By when do I need to cancel my health insurance in Aarau?+
By November 30 at the latest, via registered letter — the switch takes effect on January 1. This is a nationwide rule and applies to Aarau as well. In case of a premium increase, you have an extraordinary right to cancel within 1 month of notification.
How much can I save in Aarau?+
Across Switzerland, the average savings from a KVG switch range between CHF 800 and CHF 2,700 per year. In Aarau (premium region 1), the potential varies depending on your current insurer. The wizard calculates your exact savings.

Switch health insurance in Aarau

Compare all insurers for ZIP 5000 in 5 minutes — free, no phone call, no spam.

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Other municipalities in the Canton of Aargau

WettingenPR1
BadenPR1
SpreitenbachPR1
LenzburgPR1

All information about the Canton of Aargau →