Health insurance in Altdorf (UR): what you need to know
Altdorf is the capital of canton Uri, sitting at the northern gateway to the Gotthard. At its heart stands the famous Tell monument, recalling the legend of William Tell.
Altdorf (UR) is in the Canton of Uri — which forms a single premium region. Your premium therefore doesn't depend on which municipality in the canton you live in, only on the insurer and model you choose. That's exactly why comparing pays off: basic benefits are identical everywhere by law, only the price differs.
How much does health insurance cost in Altdorf (UR)?
Current mandatory health insurance (KVG) premiums for Altdorf (UR) (2026), based on the federal government's official rates. For identical benefits, the gap between cheapest and most expensive provider is substantial:
Cheapest premium
CHF 377 /month
Agrisano
Most expensive premium
CHF 681 /month
26 insurers compared
Savings potential per year
CHF 3'656 /year
This makes Altdorf (UR) one of the cheapest areas in Switzerland — basic insurance costs around 21% less than the Swiss average. You already enjoy low premiums here, yet comparing providers still pays off.
Premium by age group
Children and young adults pay significantly less. Cheapest monthly premium per age group (children without deductible, otherwise CHF 300 deductible):
| Age group | from CHF/month | Insurer |
|---|---|---|
| Kind (0–18) | CHF 83 | Agrisano |
| Junge Erwachsene (19–25) | CHF 275 | Agrisano |
| Erwachsene (ab 26) | CHF 377 | Agrisano |
Premium by deductible
The higher the deductible (your annual excess), the lower the premium. Cheapest monthly premium per level for adults:
| Deductible | from CHF/month |
|---|---|
| CHF 300 | CHF 377 |
| CHF 500 | CHF 367 |
| CHF 1'000 | CHF 342 |
| CHF 1'500 | CHF 316 |
| CHF 2'000 | CHF 291 |
| CHF 2'500 | CHF 266 |
Premium by insurance model
Alternative models lower the premium: with the family-doctor model you see your GP first, with Telmed you call first, with HMO you go to a health centre. Typical yearly saving versus free choice of doctor:
| Model | from CHF/month | typically saves |
|---|---|---|
| Standard (Freie Arztwahl) | CHF 438 | — |
| Hausarztmodell | CHF 396 | CHF 726/year |
| HMO | CHF 401 | CHF 805/year |
| Telmed | CHF 377 | CHF 706/year |
The cheapest health insurers
The five cheapest providers for the standard profile — benefits are legally identical everywhere:
| # | Insurer | Model | from CHF/month |
|---|---|---|---|
| 1 | Agrisano | Telmed | CHF 377 |
| 2 | CSS | Hausarztmodell | CHF 401 |
| 3 | Vivao Sympany | Hausarztmodell | CHF 401 |
| 4 | Atupri Gesundheitsversicherung AG | HMO | CHF 401 |
| 5 | Sanitas | Hausarztmodell | CHF 404 |
Note: An environmental levy refund (CO₂ and VOC redistribution) of CHF 5.15 per month is credited on every premium — so the effective cost is around CHF 62 per year lower. It applies equally to all insurers and does not change the comparison.
Profile: adult, CHF 300 deductible, with accident coverage, standard models. KVG benefits are legally identical across all providers — only the price differs.
Data source: FOPH / priminfo.admin.ch 2026
Hospital coverage in Altdorf (UR)
The mandatory basic insurance (KVG/LAMal) covers general hospital treatment in your canton of residence. Residents of Altdorf (UR) have access to the following hospitals:
- Kantonsspital Uri (Altdorf)
If you want free hospital choice or a private/semi-private room, you need a supplementary hospital insurance (VVG/LCA). In our VVG comparison.
How to switch health insurance in Altdorf (UR)
- Start the comparison in the Findbetter wizard — enter ZIP 6460, age, and preferred model.
- Review the top offers and pick the best insurer.
- We auto-generate the application form. You sign digitally and we forward it FINMA-compliant via our partner Northlake Partners.
- If needed: we cancel your old insurer via registered letter — in time before November 30.
- From January 1, 2027, everything runs with your new insurer. You'll receive your new insurance card by post in December.
Full step-by-step guide → KVG switch 2027 guide
Frequently asked questions from Altdorf (UR)
Which health insurance is cheapest in Altdorf (UR)?+
Which price zone is Altdorf (UR) in?+
By when do I need to cancel my health insurance in Altdorf (UR)?+
How much can I save in Altdorf (UR)?+
Sources & legal basis
The information on this page is based on official Swiss sources. Premium data comes from the federal government's official premium calculator.
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