Health insurance in Glarus: what you need to know
Glarus is the capital of the canton of the same name, nestled at the foot of the Glarus Alps. Each year it hosts the Landsgemeinde, one of Switzerland's last open-air citizens' assemblies, where people still vote by a show of hands in the open square.
Glarus is in the Canton of Glarus — which forms a single premium region. Your premium therefore doesn't depend on which municipality in the canton you live in, only on the insurer and model you choose. That's exactly why comparing pays off: basic benefits are identical everywhere by law, only the price differs.
How much does health insurance cost in Glarus?
Current mandatory health insurance (KVG) premiums for Glarus (2026), based on the federal government's official rates. For identical benefits, the gap between cheapest and most expensive provider is substantial:
Cheapest premium
CHF 433 /month
Agrisano
Most expensive premium
CHF 580 /month
26 insurers compared
Savings potential per year
CHF 1'758 /year
Premiums in Glarus are cheaper than the Swiss average — around 10% less. Switching to the cheapest provider brings you solid if moderate savings.
Premium by age group
Children and young adults pay significantly less. Cheapest monthly premium per age group (children without deductible, otherwise CHF 300 deductible):
| Age group | from CHF/month | Insurer |
|---|---|---|
| Kind (0–18) | CHF 95 | Agrisano |
| Junge Erwachsene (19–25) | CHF 316 | Agrisano |
| Erwachsene (ab 26) | CHF 433 | Agrisano |
Premium by deductible
The higher the deductible (your annual excess), the lower the premium. Cheapest monthly premium per level for adults:
| Deductible | from CHF/month |
|---|---|
| CHF 300 | CHF 433 |
| CHF 500 | CHF 423 |
| CHF 1'000 | CHF 398 |
| CHF 1'500 | CHF 373 |
| CHF 2'000 | CHF 348 |
| CHF 2'500 | CHF 319 |
Premium by insurance model
Alternative models lower the premium: with the family-doctor model you see your GP first, with Telmed you call first, with HMO you go to a health centre. Typical yearly saving versus free choice of doctor:
| Model | from CHF/month | typically saves |
|---|---|---|
| Standard (Freie Arztwahl) | CHF 493 | — |
| Hausarztmodell | CHF 445 | CHF 744/year |
| HMO | CHF 452 | CHF 851/year |
| Telmed | CHF 433 | CHF 679/year |
The cheapest health insurers
The five cheapest providers for the standard profile — benefits are legally identical everywhere:
| # | Insurer | Model | from CHF/month |
|---|---|---|---|
| 1 | Agrisano | Telmed | CHF 433 |
| 2 | Philos Krankenversicherung AG | Hausarztmodell | CHF 445 |
| 3 | SWICA | Hausarztmodell | CHF 447 |
| 4 | CONCORDIA | HMO | CHF 452 |
| 5 | Visana | HMO | CHF 453 |
Note: An environmental levy refund (CO₂ and VOC redistribution) of CHF 5.15 per month is credited on every premium — so the effective cost is around CHF 62 per year lower. It applies equally to all insurers and does not change the comparison.
Profile: adult, CHF 300 deductible, with accident coverage, standard models. KVG benefits are legally identical across all providers — only the price differs.
Data source: FOPH / priminfo.admin.ch 2026
Hospital coverage in Glarus
The mandatory basic insurance (KVG/LAMal) covers general hospital treatment in your canton of residence. Residents of Glarus have access to the following hospitals:
- Kantonsspital Glarus
If you want free hospital choice or a private/semi-private room, you need a supplementary hospital insurance (VVG/LCA). In our VVG comparison.
How to switch health insurance in Glarus
- Start the comparison in the Findbetter wizard — enter ZIP 8750, age, and preferred model.
- Review the top offers and pick the best insurer.
- We auto-generate the application form. You sign digitally and we forward it FINMA-compliant via our partner Northlake Partners.
- If needed: we cancel your old insurer via registered letter — in time before November 30.
- From January 1, 2027, everything runs with your new insurer. You'll receive your new insurance card by post in December.
Full step-by-step guide → KVG switch 2027 guide
Frequently asked questions from Glarus
Which health insurance is cheapest in Glarus?+
Which price zone is Glarus in?+
By when do I need to cancel my health insurance in Glarus?+
How much can I save in Glarus?+
Sources & legal basis
The information on this page is based on official Swiss sources. Premium data comes from the federal government's official premium calculator.
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