Health insurance in Solothurn: what you need to know
Solothurn is the capital of its canton and is regarded as Switzerland's finest baroque town, with the imposing St. Ursus Cathedral and an old town nestled along the river Aare.
Solothurn is in the Canton of Solothurn — which forms a single premium region. Your premium therefore doesn't depend on which municipality in the canton you live in, only on the insurer and model you choose. That's exactly why comparing pays off: basic benefits are identical everywhere by law, only the price differs.
How much does health insurance cost in Solothurn?
Current mandatory health insurance (KVG) premiums for Solothurn (2026), based on the federal government's official rates. For identical benefits, the gap between cheapest and most expensive provider is substantial:
Cheapest premium
CHF 486 /month
Agrisano
Most expensive premium
CHF 643 /month
25 insurers compared
Savings potential per year
CHF 1'879 /year
Premiums in Solothurn are about the Swiss average. Since basic insurance offers the same benefits with every provider, the provider alone determines your cost.
Premium by age group
Children and young adults pay significantly less. Cheapest monthly premium per age group (children without deductible, otherwise CHF 300 deductible):
| Age group | from CHF/month | Insurer |
|---|---|---|
| Kind (0–18) | CHF 107 | Agrisano |
| Junge Erwachsene (19–25) | CHF 345 | Visana |
| Erwachsene (ab 26) | CHF 486 | Agrisano |
Premium by deductible
The higher the deductible (your annual excess), the lower the premium. Cheapest monthly premium per level for adults:
| Deductible | from CHF/month |
|---|---|
| CHF 300 | CHF 486 |
| CHF 500 | CHF 476 |
| CHF 1'000 | CHF 451 |
| CHF 1'500 | CHF 426 |
| CHF 2'000 | CHF 400 |
| CHF 2'500 | CHF 371 |
Premium by insurance model
Alternative models lower the premium: with the family-doctor model you see your GP first, with Telmed you call first, with HMO you go to a health centre. Typical yearly saving versus free choice of doctor:
| Model | from CHF/month | typically saves |
|---|---|---|
| Standard (Freie Arztwahl) | CHF 565 | — |
| Hausarztmodell | CHF 493 | CHF 908/year |
| HMO | CHF 507 | CHF 965/year |
| Telmed | CHF 486 | CHF 809/year |
The cheapest health insurers
The five cheapest providers for the standard profile — benefits are legally identical everywhere:
| # | Insurer | Model | from CHF/month |
|---|---|---|---|
| 1 | Agrisano | Telmed | CHF 486 |
| 2 | Visana | Hausarztmodell | CHF 493 |
| 3 | Helsana | Hausarztmodell | CHF 506 |
| 4 | CONCORDIA | HMO | CHF 507 |
| 5 | Atupri Gesundheitsversicherung AG | HMO | CHF 508 |
Note: An environmental levy refund (CO₂ and VOC redistribution) of CHF 5.15 per month is credited on every premium — so the effective cost is around CHF 62 per year lower. It applies equally to all insurers and does not change the comparison.
Profile: adult, CHF 300 deductible, with accident coverage, standard models. KVG benefits are legally identical across all providers — only the price differs.
Data source: FOPH / priminfo.admin.ch 2026
Hospital coverage in Solothurn
The mandatory basic insurance (KVG/LAMal) covers general hospital treatment in your canton of residence. Residents of Solothurn have access to the following hospitals:
- Bürgerspital Solothurn
- Kantonsspital Olten
If you want free hospital choice or a private/semi-private room, you need a supplementary hospital insurance (VVG/LCA). In our VVG comparison.
How to switch health insurance in Solothurn
- Start the comparison in the Findbetter wizard — enter ZIP 4500, age, and preferred model.
- Review the top offers and pick the best insurer.
- We auto-generate the application form. You sign digitally and we forward it FINMA-compliant via our partner Northlake Partners.
- If needed: we cancel your old insurer via registered letter — in time before November 30.
- From January 1, 2027, everything runs with your new insurer. You'll receive your new insurance card by post in December.
Full step-by-step guide → KVG switch 2027 guide
Frequently asked questions from Solothurn
Which health insurance is cheapest in Solothurn?+
Which price zone is Solothurn in?+
By when do I need to cancel my health insurance in Solothurn?+
How much can I save in Solothurn?+
Sources & legal basis
The information on this page is based on official Swiss sources. Premium data comes from the federal government's official premium calculator.
Switch health insurance in Solothurn
Compare all insurers for ZIP 4500 in 5 minutes — free, no phone call, no spam.
Start comparison →