Health insurance in Yverdon-les-Bains: what you need to know
After Lausanne, Yverdon-les-Bains is the second-largest city in the Canton of Vaud, sitting at the southern end of Lake Neuchâtel. It is best known as a spa town with deep roots — the Romans already valued its thermal springs, and the medieval Savoyard castle still watches over the old town.
Switzerland divides every canton into price zones — based on how high an area's healthcare costs are. Yverdon-les-Bains (ZIP 1400) is in zone 2 of the Canton of Vaud. Zone 1 is mostly the cities and the most expensive; zones 2 and 3 are cheaper. Your insurer may charge different premiums depending on the zone.
The Canton of Vaud is divided into 2 price zones. The gap between the most expensive and cheapest zone can reach CHF 30–80 per month — worth keeping in mind when you compare.
How much does health insurance cost in Yverdon-les-Bains?
Current mandatory health insurance (KVG) premiums for Yverdon-les-Bains (2026), based on the federal government's official rates. For identical benefits, the gap between cheapest and most expensive provider is substantial:
Cheapest premium
CHF 537 /month
Assura-Basis SA
Most expensive premium
CHF 721 /month
21 insurers compared
Savings potential per year
CHF 2'201 /year
Yverdon-les-Bains is among the most expensive areas in Switzerland — around 12% more than the Swiss average. That is exactly why switching providers can save you the most here.
Premium by age group
Children and young adults pay significantly less. Cheapest monthly premium per age group (children without deductible, otherwise CHF 300 deductible):
| Age group | from CHF/month | Insurer |
|---|---|---|
| Kind (0–18) | CHF 122 | CSS |
| Junge Erwachsene (19–25) | CHF 400 | Philos Krankenversicherung AG |
| Erwachsene (ab 26) | CHF 537 | Assura-Basis SA |
Premium by deductible
The higher the deductible (your annual excess), the lower the premium. Cheapest monthly premium per level for adults:
| Deductible | from CHF/month |
|---|---|
| CHF 300 | CHF 537 |
| CHF 500 | CHF 526 |
| CHF 1'000 | CHF 497 |
| CHF 1'500 | CHF 467 |
| CHF 2'000 | CHF 438 |
| CHF 2'500 | CHF 409 |
Premium by insurance model
Alternative models lower the premium: with the family-doctor model you see your GP first, with Telmed you call first, with HMO you go to a health centre. Typical yearly saving versus free choice of doctor:
| Model | from CHF/month | typically saves |
|---|---|---|
| Standard (Freie Arztwahl) | CHF 602 | — |
| Hausarztmodell | CHF 537 | CHF 1'036/year |
| HMO | CHF 540 | CHF 1'034/year |
| Telmed | CHF 544 | CHF 1'134/year |
The cheapest health insurers
The five cheapest providers for the standard profile — benefits are legally identical everywhere:
| # | Insurer | Model | from CHF/month |
|---|---|---|---|
| 1 | Assura-Basis SA | Hausarztmodell | CHF 537 |
| 2 | Atupri Gesundheitsversicherung AG | HMO | CHF 540 |
| 3 | Philos Krankenversicherung AG | Telmed | CHF 548 |
| 4 | sana24 | Hausarztmodell | CHF 551 |
| 5 | GALENOS AG | HMO | CHF 554 |
Note: An environmental levy refund (CO₂ and VOC redistribution) of CHF 5.15 per month is credited on every premium — so the effective cost is around CHF 62 per year lower. It applies equally to all insurers and does not change the comparison.
Profile: adult, CHF 300 deductible, with accident coverage, standard models. KVG benefits are legally identical across all providers — only the price differs.
Data source: FOPH / priminfo.admin.ch 2026
How much can I save in Yverdon-les-Bains by switching insurer?
In Yverdon-les-Bains, the cheapest basic insurance for adults costs CHF 537 per month, the most expensive CHF 721 — for benefits that are identical by law (Art. 24 KVG/LAMal). Switching from the most expensive to the cheapest insurer saves up to CHF 2'201 per year. Based on official FOPH premiums 2026 for adults, CHF 300 deductible, standard model, with accident cover — 21 insurers compared.
Your cancellation must reach your current insurer by 30 November for the switch to take effect on 1 January (Art. 7 para. 2 KVG/LAMal).
You work in Lausanne but live in Yverdon? Good news. For your premium, only where you live counts — not where you work (Art. 61 KVG). And Yverdon is in premium region 2, the cheaper zone in the Canton of Vaud. Lausanne, by contrast, sits in the more expensive region 1. So if you live in Yverdon, you pay the canton's lower premium.
Cared for close to home. The Hôpital d'Yverdon-les-Bains is the main site of the eHnv, the regional hospital for northern Vaud — with its own round-the-clock emergency department. So for basic care you don't have to go far.
Which hospitals are available in Yverdon-les-Bains?
The mandatory basic insurance (KVG/LAMal) covers general hospital treatment in your canton of residence. Residents of Yverdon-les-Bains have access to the following hospitals:
- eHnv (Hôpital d'Yverdon)
If you want free hospital choice or a private/semi-private room, you need a supplementary hospital insurance (VVG/LCA). In our VVG comparison.
How do I switch health insurance in Yverdon-les-Bains?
- Start the comparison in the Findbetter wizard — enter ZIP 1400, age, and preferred model.
- Review the top offers and pick the best insurer.
- We auto-generate the application form. You sign digitally and we forward it FINMA-compliant via our partner 4you Partners.
- If needed: we cancel your old insurer via registered letter — in time before November 30.
- From January 1, 2027, everything runs with your new insurer. You'll receive your new insurance card by post in December.
Full step-by-step guide → KVG switch 2027 guide
Frequently asked questions from Yverdon-les-Bains
Which health insurance is cheapest in Yverdon-les-Bains?+
Which price zone is Yverdon-les-Bains in?+
By when do I need to cancel my health insurance in Yverdon-les-Bains?+
How much can I save in Yverdon-les-Bains?+
Sources & legal basis
The information on this page is based on official Swiss sources. Premium data comes from the federal government's official premium calculator.
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